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#2294: 10-20-2012, 09:12 PM
 Chris GTO TT
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Title: Premium Miata
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Location: Sacramento
Car: 16 Outback, 07 Explorer, 01 Miata
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IIRC Hagerty does agreed value instead of declared value. I did a bunch of research on insuring my 3000GT VR-4 as a collectors car. If I'm remembering the terms declared value is a giant rip off because the the insurance company charges you on the value you declare but will only payout market value if the car is totaled.