ncted

I already got my reports from the available data aggregators the insurance industry is using, which showed no data had been reported to them, and then I froze those records against new inquiries in case an insurance company decided to try to use the data in the future. Honestly, this conversation is taking more time than I spent actually dealing with my concerns. I was just posting about it here for others potential interest. The only other thing I have considered doing is writing to Subaru and requesting they delete any data they may have collected and to consider updating their privacy policy to have more privacy for the customer in it, but I haven't decided whether it is worth the time.

That is an unknown. They easily could have collected my data per their policies, and it is one bad quarter away from being sold. Just because I didn't sign up for Starlink, doesn't mean they didn't collect any data. The person who GM collected data and sold was not an OnStar customer. This is the point. Companies can collect whatever they want and sell it without telling you because it is in their privacy policy online, that they can change at any time, also without notice. While I can appreciate your laid-back attitude on the subject, I prefer to be proactive rather than reactive. I know I can't control everything, but I'd rather not be caught out

Hell, yes, I am worried about my privacy. I am sick of corporations constantly monetizing our activities for products that we bought from them. Anything that has a software component is subject to this anymore. I don't want to pay more for insurance because I have to accelerate kind of hard to get on the freeway to go to work due to a short on-ramp. More money is why GM sold their drivers' data, and Subaru could legally do the same thing. I'm not worried about what might happen with my data going forward. I am concerned about what might happen with the data they already have. When I have to buy a new car in the future, it will be even more likely they will capture and sell my data. As for my insurance rates going up with a new car, ask anyone who has bought a new car recently how much their insurance went up compared to their previous car.

Sure. Going forward, but any data they collected before the recent 3G shutdown would still be subject to the policies. FWIW: my insurance rates have gone down 3 years in a row. How much they will go up is definitely going to be a factor when it comes time to get a new car.

From the NYT article: "the trip details had been provided by General Motors -- the manufacturer of the Chevy Bolt. LexisNexis analyzed that driving data to create a risk score "for insurers to use as one factor of many to create more personalized insurance coverage," according to a LexisNexis spokesman, Dean Carney. Upon Mr. Dahl's request, LexisNexis sent him a 258-page "consumer disclosure report," which it must provide per the Fair Credit Reporting Act. What it contained stunned him: more than 130 pages detailing each time he or his wife had driven the Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn't have is where they had driven the car. On a Thursday morning in June for example, the car had been driven 7.33 miles in 18 minutes; there had been two rapid accelerations and two incidents of hard braking. " From Subaru's privacy policy which we all agree to when we get in the car, which is somehow legal: "3. HOW WE COLLECT INFORMATION Connected Vehicle Services We collect Personal Information and Non-Personal Information automatically from Connected Vehicles. This Information includes vehicle and service-related information, including but not limited to VIN and vehicle description; vehicle maintenance information; mechanical condition or incidents involving the vehicle such as crash severity sensor data; time, LOCATION and speed of vehicle; a Vehicle Occupant’s search content; your personal identification number (“PIN”); and information about calls related to the Services or your account, such as the date, time and duration of the call, the identity and phone number of the caller, and contents of or notes about the call. In addition, your vehicle may be equipped with one or more sensing or diagnostic modules capable of automatically retrieving, recording, transmitting, or storing certain vehicle data, including but not limited to trouble codes, tire pressure, battery voltage, coolant temperature, and service requirements. We may collect and retain data from any such modules in your vehicle. Subaru may disclose and share Personal Information and Non-Personal Information in accordance with the practices described in this Privacy Policy. The categories of entities to whom we disclose Personal Information (including in the last 12 months) include the following: ... API Providers and Data Providers “API Provider” means a third party licensor of software that we include in, or use with, the Services, including an API or SDK, that provides a specialized function or service to us and that requires the transmission of Personal Information and/or Non-Personal Information to the API Provider. “Data Provider” means a third party provider of data aggregation products and services. We may disclose Personal Information and Non-Personal Information to API Providers and Data Providers and, in some cases, API Providers and Data Providers may use Personal Information and Non-Personal Information for their own benefit. In such cases, their privacy policies will apply to their use of such Information." https://www.subaru.com/support/privacy-policies.html So, it would be completely legal for them to collect and share/sell the data whether we want them to or not. And some third party can determine whether I drive safe or not, probably algorithmically, despite not having an at-fault crash or ticket in my life.

I got my LexisNexis report today and no driving data was in it, so Subaru has not sold my data, at least to this point.

Subaru is not one of the automakers named so far, but their privacy policy totally allows them to sell your data to data brokers, who can sell it to insurance companies or whoever.

So, I can just pull that fuse and avoid this problem? I never signed up for Starlink. I don't want them gathering any data about my driving/location anyway.

Somewhat on-topic: https://tech.slashdot.org/story/24/03/11/2342228/automakers-are-sharing-consumers-driving-behavior-with-insurance-companies No idea what privacy policy I agreed to when I bought my 2018 Legacy, but it has the Starlink assist system which I never activated (to my knowledge). Either way, I will not be buying any new cars from a company that shares my information in this way. That may mean I never buy another car again, or at least a new one.

Neither my 2018 2.5i nor my wife's 2011 Forester XT have this light. Does her Forester have a temp gauge?

How did My Subaru know to notify you?

That is where I stick my bottle cap from my reusable water bottle.

https://www.subarubatterysettlement.com/ I don't think it is that big an issue for most people, but there is an extended warranty due to this.

I just got a free battery under this settlement program: https://www.subarubatterysettlement.com/ I don't think we got good or good enough batteries in our Legacies.

Had my battery replaced last week in my 2018 2.5i under the Subaru Battery replacement settlement program. It covered the battery but not the replacement battery terminal that was damaged severely by corrosion. Still, only cost $40, so better than having to buy a new battery.