My Wife & I have a clean records & also live in a nice quite town. I pay $1200 for my 05 LGT LTD Wagon & her 08 Mazda6 I. w00t w00t.. I'm also 28 & married which helps too
I was paying $1400 alone for my MY02 WRX 5 year ago... oof.
We have USAA BTW***