I hear you: it was more my response in terms of your negotiation. I could see someone negotiating on the price of the timing belt if I was at 105k miles, but trying to take stuff off for something that's 14k miles away....hehehe
I have spoken to a local subaru master tech that does some off-hours work and he quoted me $400-450 for the timing belt and water pump including parts. I figure it's $250 if you do it yourself, maybe $550-700 normal?
Barman - I was actually thinking within that KBB range, so your reaction leads me to believe more than that is where my car will sell in a reasonable period of time. This is why I'm seeking guidance man