Originally Posted by jasejase
Gotcha... What 'better coverage' would you need, or would they provide though?
Rare and special are too different things. I joke with my buddy who has an 09 OBXT 5mt all the time, that his car is likely twice as rare as my spec.b! His car is certainly rare... But... Special? Not sure a trim package makes a car special. My opinion at least. Let's face it - the spec.b is a glorified trim package.
Well, typically the rate is much lower than standard rates, also the totaled out value is much higher than a normal policy. This is if your car is a second car, anyhow. You have to maintain another vehicle as your DD for insurance reasons.
My buddy has a 98 Integra Type-R insured as a limited run through Hagerty, and it's a reaaally cheap policy with impressively high coverage.