I tore the ears off the TOB a few blocks from the shop on the way in for a clutch replacement. Got super lucky! I wouldn't push it now that I know. Stared whiring noise and got difficult to shift a few blocks from the shop, so stopped shifting (did some rolling stops). Had no signs of issues on the way in but the last mile or so, was on the way in as maintenance item. This a 2005 LGT had DMF, is a dedicated family car BTW no upgrades. Now has SMF and the bearing retainer kit, shop said I got lucky everything looked good. GL