doesn't matter. It happened to my brother. Someone claimed they never received a graphic card, even though they did! But he sent it regular mail, not using paypals shipping method. And he had no funds in there, nothing. He even closed the account because he was so fed up with paypal's BS and the guy who cheated him out of money. And he was getting collections letters, his credit score was affected, he didn't like it, so he ended up paying the collection agency.